california association of realtors forms

Shopify.linkOptionSelectors = function(product, wrapperSlt) { var s = document.getElementsByTagName('script')[0]; Details: This a form created to advise a prospective tenant that if a lease or rental is negotiated primarily in Spanish, Chinese, Quick Overview:Gives information about as well as clarifies issues regarding REO sales. if (product.options.length === 3) Shopify.updateOptionsInSelector(2, wrapperSlt); trekkie.methods = [ In todays real estate market, more and more agents are using social media profiles like Twitter, Instagram, and Facebook to market their listings. }; PDF APPLICATION TO RENT/SCREENING FEE - hibuwebsites.com iframe.src = "javascript:var d=document.open();d.domain='" + dom + "';void(0);"; trackedResourceTypes: ["script", "img", "css"] Judy Hearst - Real Estate Broker - Coldwell Banker Realty - LinkedIn } var key = $(wrapperSlt + ' .single-option-selector:eq(0)').val(); ", It can be easy to inadvertently and unintentionally violate the Fair Housing Act. } Use professional pre-built templates to fill in and sign documents online faster. Thank you, C.A.R. } } var selector = $(wrapperSlt + ' .single-option-selector:eq(0)'); key += ' / ' + $(wrapperSlt + ' .single-option-selector:eq(1)').val(); wf.async = 'true'; of setTimeout(function() { xhr.send(payload); 2023 C.A.R. }; } CALIFORNIA ASSOCIATION OF REALTORS INC LOS ANGELES, CA 90020-1403 | Tax-exempt since Jan. 1938. . }); if (variant.available) { Standard Forms specifically for the local San Francisco market. iframe.title = ""; if (window.jQuery) { FREE Landlord Forms for All AAOA Members. } window.ajax_cart = "normal"; // ADDRESS VALIDATOR } window.ShopifyPaypalV4VisibilityTracking = true; setCookieIfConversion(token); Citrus Valley Realtors - CVAR window.addEventListener("load", boomerangSaveLoadTime, false); } styles.map(function(url) { return [url, 'style']; }) } PDF California Residential Purchase Agreement link.addEventListener("error", function() { Language was added in Paragraph 1 of the form to including Landlord as a Principal. Real estate investing - Wikipedia However, Oktoberfest is. if (res) prefetch(res[0], res[1], next); } trackedResourceTypes: ["script", "img", "css"] to Deliver to Seller written notice (C.A.R. } else if (window.Checkout && window.Checkout.$) { ")}return!1}},l=document.createElement("script"),d=s.src,c=s.async||!0,u=s.onload,p=s.onerror,f=document.head,h=document.body,l.async=c,l.src=d,u&&l.addEventListener("load",u),p&&l.addEventListener("error",p),f?f.appendChild(l):h?h.appendChild(l):console.error("Did not find a head or body element to append the script")})({shopId: 25105826,storefrontBaseUrl: "https://store.car.org",cdnBaseUrl: "https://cdn.shopify.com",surface: "storefront-renderer",enabledBetaFlags: ["web_pixels_use_shop_domain_monorail_endpoint","web_pixels_shopify_pixel_validation","web_pixels_use_hash_urls"],webPixelExtensionBaseUrl: "https://cdn.shopify.com",webPixelsConfigList: [{"id":"shopify-app-pixel","configuration":"{}","eventPayloadVersion":"v1","runtimeContext":"STRICT","scriptVersion":"059","apiClientId":"shopify-pixel","type":"APP"},{"id":"shopify-custom-pixel","eventPayloadVersion":"v1","runtimeContext":"LAX","scriptVersion":"059","apiClientId":"shopify-pixel","type":"CUSTOM"}],initData: {"cart":null,"checkout":null,"customer":null,"productVariants":[]},},function pageEvents(webPixelsManagerAPI) {webPixelsManagerAPI.publish("page_viewed");webPixelsManagerAPI.publish("collection_viewed", {"collection":{"id":"17093918752","title":"C.A.R. Business Products C.A.R. } var link = document.createElement("link"); The form must be marked in checkbox A, B, C, or D if the property is in fact in a flood zone. It can be easy to inadvertently and unintentionally violate the Fair Housing Act. [Back to Top]. $(wrapperSlt + " .single-option-selector:eq(1)").change(function() { message_compare : "You must select at least two products to compare! }); if (target && (target.getAttribute('action') || target.getAttribute('href'))) { Shopify.locale = "en"; Sign In - car.org var scripts = ["https://cdn.shopify.com/shopifycloud/checkout-web/assets/runtime.baseline.en.f8423b4aeafd3581e601.js", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/checkout-web-packages~Information~NoAddressLocation~Payment~PostPurchase~Review~Shipping~ShopPay~Sho~cf13f96e.baseline.en.8d3a709bcf8c04f77ed7.js", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/Information~Payment~ShopPay.baseline.en.935f71e1b5e37b1a673d.js", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/Information~Payment.baseline.en.e38e94a10255bd8dac2c.js", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/Information.baseline.en.3c067bc64a64a71ff5ad.js", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/checkout-web-ui~app.baseline.en.26a0342d355a675e2801.js", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/vendors~app.baseline.en.1188b9033722bc012e84.js", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/checkout-web-packages~app.baseline.en.4e70883e139eb5a799c1.js", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/app.baseline.en.d102fc12c433371f18b0.js"]; Shopify.optionsMap[key] = Shopify.uniq(Shopify.optionsMap[key]); iframe = document.createElement("IFRAME"); add_to_cart: "Add to Cart", match[1]: undefined; The California Association of REALTORS (C.A.R) has released its list of new and revised forms. try { ResourceTiming: { @media screen and (min-width: 750px) { Details:Allows Broker to document that an interpreter or translator Quick Overview:This form allows Broker to document that an interpreter or translator is being used in the transaction and outlines the responsibilities Quick Overview:Created to help REALTORS safely comply with the federal and state rules that restrict REALTORS ability to contact actual or prospective principals via phone, email, or fax. California Association of Realtors Application to Rent 2011-2023 - signNow iframe.src = "javascript:var d=document.open();d.domain='" + dom + "';void(0);"; } } disclosure please read carefully before signing 1. applicant understands that _____ is The form contains a broker disclosure advising the parties that the broker does not recommend pre-occupancy storage, and that each party seek legal counsel. window.file_url = "//cdn.shopify.com/s/files/1/2510/5826/files/?2387"; The rules of the HOA are contained in the covenants, conditions, & restrictions (CC&Rs) of the HOA, and can make a huge impact on the desirability of a property, especially regarding ongoing issues with the HOA, financial reserves, and community rules. window.ShopifyAnalytics.lib.track("Viewed Product Category",{"currency":"USD","category":"Collection: c-a-r-standard-forms","collectionName":"c-a-r-standard-forms","collectionId":17093918752,"nonInteraction":true}); window.BOOMR = window.BOOMR || {}; window.show_multiple_currencies = false; }, window.BOOMR.renderRegion = "gcp-europe-west1"; link.as = as; } /* Free Shipping Message */ promoted = true; if (token) { Other Forms NAR offers a number of other forms to members and association staff which are not transaction-related: Real Estate Business Letter Templates CALIFORNIA ASSOCIATION OF REALTORS - www.car.org We're working on it! } else { case 0: // When there is an update in the second dropdown. Application to Rent. if(href && href.indexOf('/checkout') >= 0) { loaded = true; }); // Gathering values for the 1st drop-down. iframe.loading = "eager"; script.type = 'text/javascript'; first.parentNode.insertBefore(scriptFallback, first); var LOADER_TIMEOUT = 3000; } Santa Barbara Association of Realtors - Santa Barbara Association of function iframeLoader(wasFallback) { }); The California Association of REALTORS rental application is the ideal choice. if (window.addEventListener) { }); var xhr = new XMLHttpRequest(); $(wrapperSlt + " .single-option-selector:eq(1)").change(function() { Shopify.productOptionsMap : Shopify.quickViewOptionsMap; if (link.relList.supports('prefetch')) { window.money_format = "${{amount}}"; type: 'text/plain' Los Angeles, CA - RentSpree, the leading tenant screening company, has expanded its alliance with the CALIFORNIA ASSOCIATION OF REALTORS (C.A.R.). link.rel = "preload"; And, the forms are copywritten so that people cannot steal the forms. This form creates a license not a lease and helps protect sellers from potential claims by a buyer that they have a tenancy or right to be in the property. script.async = true; no representation is made as to the legal validity or accuracy of any provision in any specific transaction. var first = document.getElementsByTagName('script')[0]; doc = win.document.open(); var link = document.createElement('link'); s.async = true; var option = availableOptions[i]; } var styles = ["https://cdn.shopify.com/shopifycloud/checkout-web/assets/checkout-web-ui~app.baseline.en.ba7746e3965877991bae.css", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/vendors~app.baseline.en.954db6995929b6f1f646.css", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/app.baseline.en.dd733f21b66b59afc26d.css", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/Information~Payment~ShopPay.baseline.en.9f248e42bf2a8151ea27.css", "https://cdn.shopify.com/shopifycloud/checkout-web/assets/Information.baseline.en.6d08f77e3a864d9cf367.css"]; twoMonthsFromNow.setMonth(twoMonthsFromNow.getMonth() + 2); var action = document.forms[i].getAttribute('action'); Paragraph 6B(3) now allows for notice by e-mail, with a second copy send to parties by way of a secondary e-mail, fax, etc. The first change is adding language stating that the seller consents to the broker providing a copy of the listing agreement to the Multiple Listing Service (MLS) if it is required by the MLS. })(); Standard Form","variants":[{"id":5712720592928,"price":12795,"name":"ReadyPak for Buyers Agent","public_title":null,"sku":"603KT0065000-999"}]},{"id":484508270624,"gid":"gid:\/\/shopify\/Product\/484508270624","vendor":"Transactional Products","type":"C.A.R. })(); Member Price; Regular price $150.00 Non-Member Price; Add to Cart Online Courses - Available Anytime function prefetchAssets() { args.unshift(method); selector.trigger('change'); CAR recently changed the form to put the most common inspections on the top of the list, and also added additional space for writing in other inspections. Standard Form","variants":[{"id":5729470513184,"price":59395,"name":"MHDA - Manufactured Home Dealer Addendum","public_title":null,"sku":"806SF0MHDA100-999"}]},{"id":487595311136,"gid":"gid:\/\/shopify\/Product\/487595311136","vendor":"Transactional Products","type":"C.A.R. free_shipping_message_2:"You are", switch (selectorIndex) { (function () { members, employees, and community. })(); }; They Quick Overview:This bundle comes with the forms you will need to get started with a seller, even when you and your Quick Overview:Form for Seller to certify water heaters and smoke detectors are properly installed. link.rel = 'prefetch'; }; Click here to pay. } document.write = customDocumentWrite; // When there is an update in the first dropdown. As understood, success does not recommend that you have astounding points. This list includes 2 new forms and 9 revised forms. window.BOOMR = window.BOOMR || {}; Shopify.country = "US"; [Back to Top], The single part compensation agreement (SP) was changed to allow a broker to bind a landlord to the agreement. window.BOOMR.snippetExecuted = true; s.type = 'text/javascript'; var args = Array.prototype.slice.call(arguments); There is no place for a signature, and so the summary of offer must be accompanied by a full and complete offer. function decorate(event) { Shopify.optionsMap[key].push(variant.option3); You renderd the snippet swatch.liquid with the name of a product option 'Title' that does not belong to your product. document.attachEvent("onpropertychange", function(e) { Other statutes require disclosures, depending upon the . To Our Customers, Due to Covid-19 and the state issued stay at home policy, shipments may be delayed. In December 2018, California Association of REALTORS (CAR) released several new forms that brokers and real estate agents can use to simplify their operations. } else { The California Association of Realtors was founded in 1905 as a statewide trade organization to promote professionalism in the real estate field. Get Form How to create an eSignature for the application association rent ] } ga(function (tracker) { } Shopify.optionsMap['root'] = Shopify.optionsMap['root'] || []; window.ShopifyAnalytics.lib = window.trekkie; window.infinity_scroll_feature = false; The California Commercial Lease Agreement (Form CL) is a legal document used for renting out a commercially-zoned property to a tenant for an average of three (3) to five (5) years. script.id = scriptId || "boomr-if-as"; if (window.jQuery) { // Gathering values for the 3rd drop-down. 'track', }; window.BOOMR.application = "storefront-renderer"; e.detail.BOOMR.t_end = new Date().getTime(); All editable from admin panel. SFCA is a library of C.A.R. In some cases, you likewise attain not } window.attachEvent('onload', asyncLoad); var originalDocumentWrite = document.write; eventsListenerScript.src = "//cdn.shopify.com/shopifycloud/shopify/assets/shop_events_listener-65cd0ba3fcd81a1df33f2510ec5bcf8c0e0958653b50e3965ec972dd638ee13f.js"; typeof link.relList.supports === "function" && General Information About DRE Forms Problems using DRE Forms Forms by Function Audits Consumer Consumer Recovery Account Education and Research (Sponsors) Education (Licensees) Enforcement Examinations var dom, bootstrap, iframe, iframeStyle; IF YOU DESIRE LEGAL OR TAX ADVICE, CONSULT AN APPROPRIATE PROFESSIONAL. Shopify.theme.style = {"id":null,"handle":null}; if (loaded) return; addListener(document.links[i], 'click', decorate); var loaded = false; var jquery = null; The California Department of Real Estate has published this booklet in response to an apparent need for information concerning disclosures . link.onload = link.onerror = callback; free_shipping_message_2:"You are", [Back to Top], The only change to the residential lease for 2019 is the addition of the new Bed Bug Disclosure & Tenant Flood Hazard Disclosure forms. (function(){if ("sendBeacon" in navigator && "performance" in window) {var session_token = document.cookie.match(/_shopify_s=([^;]*)/);function handle_abandonment_event(e) {var entries = performance.getEntries().filter(function(entry) {return /monorail-edge.shopifysvc.com/.test(entry.name);});if (!window.abandonment_tracked && entries.length === 0) {window.abandonment_tracked = true;var currentMs = Date.now();var navigation_start = performance.timing.navigationStart;var payload = {shop_id: 25105826,url: window.location.href,navigation_start,duration: currentMs - navigation_start,session_token: session_token && session_token.length === 2 ? The seller multiple counter offer form (SMCO) has been changed to where the seller must now sign the agreement a second time, in paragraph 8, and return it to the buyer for the agreement to be binding. A. window.BOOMR.themeName = "Luxwatches"; C.A.R. } "https://cdn.shopify.com/shopifycloud/boomerang/shopify-boomerang-1.0.0.min.js"; for (var i = 0; i < trekkie.methods.length; i++) { promoted = true; As the disclosure states on the form, the document does not operate as a standalone document and is not an offer, binding agreement, or letter of intent. var key = trekkie.methods[i]; window.inventory_text = { Enter your username and password in the boxes below to continue. } if (window.navigator.sendBeacon(endpointUrl, blobData)) { else { var trekkie = window.ShopifyAnalytics.lib = window.trekkie = window.trekkie || []; var urls = ["\/\/cdn.codeblackbelt.com\/js\/modules\/frequently-bought-together\/main.min.js?shop=c-a-r-business-products.myshopify.com","https:\/\/shopifyapp.rontar.com\/ScriptTags\/onlinestore.js?advId=20957\u0026audienceId=d272df48-e670-43dd-a951-585cee6d26d7\u0026priceId=3166\u0026shop=c-a-r-business-products.myshopify.com","https:\/\/apps.profitihub.com\/short\/uploads\/gettext.js?shop=c-a-r-business-products.myshopify.com","https:\/\/dfjp7gc2z6ooe.cloudfront.net\/assets\/sky_pilot_v3.js?shop=c-a-r-business-products.myshopify.com","https:\/\/static.klaviyo.com\/onsite\/js\/klaviyo.js?company_id=TQGXDA\u0026shop=c-a-r-business-products.myshopify.com","https:\/\/static.klaviyo.com\/onsite\/js\/klaviyo.js?company_id=TQGXDA\u0026shop=c-a-r-business-products.myshopify.com","https:\/\/assets1.adroll.com\/shopify\/latest\/j\/shopify_rolling_bootstrap_v2.js?adroll_adv_id=HGWGGNGNFZHLRJKGJ5DJLR\u0026adroll_pix_id=VROKMPI3GBFIZD3ZNOUB27\u0026shop=c-a-r-business-products.myshopify.com","https:\/\/static.rechargecdn.com\/assets\/js\/widget.min.js?shop=c-a-r-business-products.myshopify.com"]; })(); if (availableOptions && availableOptions.length) { (function() { } catch (e) { @media screen and (max-width: 750px) { var urls = ["\/\/cdn.codeblackbelt.com\/js\/modules\/frequently-bought-together\/main.min.js?shop=c-a-r-business-products.myshopify.com","https:\/\/shopifyapp.rontar.com\/ScriptTags\/onlinestore.js?advId=20957\u0026audienceId=d272df48-e670-43dd-a951-585cee6d26d7\u0026priceId=3166\u0026shop=c-a-r-business-products.myshopify.com","https:\/\/apps.profitihub.com\/short\/uploads\/gettext.js?shop=c-a-r-business-products.myshopify.com","https:\/\/dfjp7gc2z6ooe.cloudfront.net\/assets\/sky_pilot_v3.js?shop=c-a-r-business-products.myshopify.com","https:\/\/static.klaviyo.com\/onsite\/js\/klaviyo.js?company_id=TQGXDA\u0026shop=c-a-r-business-products.myshopify.com","https:\/\/static.klaviyo.com\/onsite\/js\/klaviyo.js?company_id=TQGXDA\u0026shop=c-a-r-business-products.myshopify.com","https:\/\/assets1.adroll.com\/shopify\/latest\/j\/shopify_rolling_bootstrap_v2.js?adroll_adv_id=HGWGGNGNFZHLRJKGJ5DJLR\u0026adroll_pix_id=VROKMPI3GBFIZD3ZNOUB27\u0026shop=c-a-r-business-products.myshopify.com","https:\/\/static.rechargecdn.com\/assets\/js\/widget.min.js?shop=c-a-r-business-products.myshopify.com"]; } trekkie[key] = trekkie.factory(key); if (token) { California Association of Realtors - Ballotpedia var LOADER_TIMEOUT = 3000; message_compare : "You must select at least two products to compare! this form has been approved by the california association of realtors. }, } script.src = window.BOOMR.url; styles.map(function(url) { return [url, 'style']; }) This Courtside Newsletter will discuss what real estate practitioners should be aware of in using the forms for future transactions. See property values. schema_id: schemaId, } Standard Form","variants":[{"id":5729505935392,"price":21595,"name":"ITA - Interpreter\/Translator Agreement","public_title":null,"sku":"806SF0ITA100-999"}]},{"id":487661404192,"gid":"gid:\/\/shopify\/Product\/487661404192","vendor":"Transactional Products","type":"C.A.R. Events for March 27, 2023 Webinar - California Desert Association Shopify.linkOptionSelectors = function(product, wrapperSlt) { scripts.map(function(url) { return [url, 'script']; }), Last Revision Date: 10/00 } window.multi_lang = false; window.free_shipping_text = { selector.empty(); selector.empty(); } else if (window.Checkout && window.Checkout.$) { {"accessToken":"368237d342b42f5f155ae05403e70bde","betas":["rich-media-storefront-analytics"],"domain":"store.car.org","predictiveSearch":true,"shopId":25105826,"smart_payment_buttons_url":"https:\/\/cdn.shopify.com\/shopifycloud\/payment-sheet\/assets\/latest\/spb.en.js?v=2","dynamic_checkout_cart_url":"https:\/\/cdn.shopify.com\/shopifycloud\/payment-sheet\/assets\/latest\/dynamic-checkout-cart.en.js?v=2","locale":"en","optimusEnabled":false} CALIFORNIA ASSOCIATION OF REALTORS - www.car.org [Back to Top], The receipt for reports form (RFR) itemizes all of the many reports prepared during a transaction, such as inspections reports and title reports. A certified } return true; Do not put in 'color' if your product option name is 'Color'. source_url: "https://cdn.shopify.com/s/trekkie.storefront.7d0a13153e8bbaa5986cddb6780ade2d67000476.min.js"}); window.BOOMR.shopId = 25105826; script.id = "boomr-scr-as"; } element.addEventListener(type, callback); } California Purchase Agreement Probate Addendum This is to ensure the safety and protection of C.A.R. While many HOAs have their own form that they use, this standard form by CAR is intended to encourage compliance & timeliness in the process. add_compare : "Add to Compare", context_url: window.location.href, xhr.open('POST', endpointUrl); Real estate investing involves the purchase, management and sale or rental of real estate for profit. return false; var res = resources[index++]; window.BOOMR.snippetVersion = 12; if (product.options.length > 1) Shopify.updateOptionsInSelector(1, wrapperSlt); }, })(); parentNode.appendChild(link); A REAL ESTATE BROKER IS THE PERSON QUALIFIED TO ADVISE ON REAL ESTATE TRANSACTIONS. }; Receive our latest updates about our products and promotions. this.domain = dom; var meta = {"products":[{"id":484507090976,"gid":"gid:\/\/shopify\/Product\/484507090976","vendor":"Transactional Products","type":"C.A.R. return true; var key = trekkie.methods[i]; if (link.relList && california association of realtors rental agreement california rental application 2019 pdf Create this form in 5 minutes! if (product.options.length === 3) Shopify.updateOptionsInSelector(2, wrapperSlt); var loaded = false; #dynamic-checkout-cart { PDF California Civil Code 1946.2 & 1947 - eForms View history. Landlord Forms, Real Estate Forms & Rental Applications - AAOA Below is a summary of the new forms and the changes made to existing forms: This newly-created form, called the Pre-Occupancy Storage Addendum, spells out the terms under which buyers can store their personal belongings in the property before the close of escrow. }, "if" : "i"; Standard Form","variants":[{"id":5729440366624,"price":27995,"name":"REOL - REO Advisory (Listing) (for Seller\/Broker)","public_title":null,"sku":"806SF0REOL100-999"}]},{"id":484564205600,"gid":"gid:\/\/shopify\/Product\/484564205600","vendor":"Transactional Products","type":"C.A.R. enabled: true, if (res) prefetch(res[0], res[1], next); $(wrapperSlt + " .single-option-selector:eq(0)").change(function() { var wf = document.createElement('script'); selector.append(newOption); wf.src = ('https:' == document.location.protocol ? free_shipping_message_3: "away from free shipping! var hasLoggedConversion = function(token) { PDF California Assoc of Realtors Land Contract Version } var promoted = false; The California Association of REALTORS rental application is the ideal choice. ResourceTiming: { window.BOOMR.renderRegion = "gcp-europe-west1"; '&l='+l:'';j.async=true;j.src='https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);})(window,document,'script','dataLayer','GTM-M8T6HR5'); event_created_at_ms: currentMs, Is the top seller of California real estate forms, education, and publications. script.type = 'text/javascript'; Forms by Number: RE100 through RE298 - DRE Verify a License Find a real estate agent or broker Disciplinary Actions View disciplinary actions taken against licensees and individuals for violations of the Real Estate Law eLicensing Self-schedule / reschedule an examination date, print a license certificate, renew a license, change of address document.documentElement.className = document.documentElement.className.replace('no-js', 'js'); C.A.R. Standard Forms - C.A.R. Business Products }); Created as a REALTOR-driven response to the 9/11 terrorist attacks, RRF continues to restore and rebuild communities affected by disasters such as wildfires, hurricanes, earthquakes, and tornados . out_of_stock: "Out of stock", win = iframe.contentWindow; Showing: window.money_format = "${{amount}}"; BOOMR_lstart = new Date().getTime(); C.A.R. }); is one of the most progressive REALTOR associations with over 200,000 members, and we are excited to collaborate by providing C.A.R . if (product.options.length > 1) Shopify.updateOptionsInSelector(1, wrapperSlt); Details:This form is used as an addendum to the Manufactured Home Purchase Agreement. script.onerror = function(e) { document.head.appendChild(link); Every C.A.R Standard Form is created in conjunction with the collaboration of hundreds of REALTORS throughout the state of California and reviewed by C.A.R.

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california association of realtors forms